FOUNDERS
Tommaso, founder

Tommaso [Tom]


  • Cybersecurity expert, standards & regulatory background and digital identity Guru Meditation.
  • 10 years at Yubico, going public at ~$1B.
  • Shipped the FiDO global standard — 5 billion passkeys active globally.
  • Lived and worked in Sweden, USA, Italy.
ADVISORS
Martin Dion, advisor

Martin Dion

Strategic & Cybersecurity Advisor · Lausanne
  • SVP Corporate Security at Banque Cantonale Vaudoise; former Head of IT & Corporate Security at MIG Bank.
  • Board member, Moody's Technology Advisory Board (EU) and IBM European Security Board of Advisors.
  • Founding team of Kudelski Security; former CISO & VP EMEA Services.
  • Co-founded SecureIT and Above Security — first pure-play MSSPs in Switzerland and Canada. Exited; still operating as Hitachi Security.
Guido

Guido

CTO of XTN Cognitive Security
  • Fraud prevention and cybersecurity expert specializing in financial services.
  • Co-founder and CTO of XTN Cognitive Security since 2014.
  • Led the development of an enterprise-grade fraud prevention platform — SaaS and on premises — deployed by leading European banks.
  • Based in Italy and Switzerland.
PRE-SEED ROUND · AUGUST 2026

Identity for AI

4 Real

Real freedom for AI begins the moment we stop treating it as a tool -- and start treating agents as humans

The problem
Three-panel cartoon: a person hands an agent a key and asks for a new gaming PC; the agent, unbounded, spends the lot.

Every AI incident of the last year has the same root cause: the agent was given a human's identity and a permanent key, because our identity infrastructure has no way to say, “this agent, for this person, for this task, right now.” We are building that sentence — as a delegated credential that any system can verify, narrow, and revoke.

The problem

Verified once, then trusted forever

HUMAN API KEY one shared secret Aga-Fable5 Alice-Kimi3 Max-Grok4.5 NO LINK Nothing proves a person agreed. NO LIMIT A key does anything you can. NO STOP Cut off the agent, cut off you.

“Today, you verify the person and trust the session.” Going forward, services will have to verify the person, verify that they've delegated authority, verify the agent's identity and scope… and then verify that the action being taken is within that scope. This will revolutionise the identity market — from an onboarding tool into a trust chain.

Two-panel cartoon: on the left, agents with real identities work under named, capped permissions while their human rests; on the right, a human props up a teetering tower of home-made guardrails.
4 REAL DELEGATION PLATFORM

Identity becomes a chain of trust, not an onboarding process


VERIFYING A PERSON · IS SOLVED

“Is this a real person?”

One check at the door. A whole industry answers it well.

Verifying what acts for them

?

The agent is invisible. Only you are on record.

WHO ACTED ? ON WHOSE AUTHORITY ? WITHIN WHAT LIMIT ? HOW DO YOU STOP IT ? What if it spawns a sub-agent? Siloed to one organisation

COMPETITOR'S ANSWER

Detect

Score the behaviour, flag what looks wrong. Answers “probably legitimate” — and only for members of the network that did the scoring.

THE IDENITY PLATFORM OF THE FUTURE

4 REAL

Answers “provably authorized, within this grants” — to any counterparty, with no prior relationship.

Signed by the human Capped per action Revoked in one click
Why now

Four forces, all landing in 2027

$47B

Agents act

Agentic AI by 2030, from $5.1B in 2024.Capgemini · Statista

€15M

Rules bite

EU AI Act fines. High-risk provisions live 2 Aug 2026.Reg. (EU) 2024/1689

450M+

Keys in pockets

Europeans getting a government-signed wallet key. US mDL already live.EIDAS 2.0 · MDL

10M a year

Humanoid robots arrive

Shipping in 2035, from ~15k in 2025. AI is about to share our world.Bank of America

THE FOURTH WAVE 2000s — cards and terminals became Stripe. 2010s — OAuth became Auth0. 2020s — passwords became Yubico at ~1B IPO. In 2030s wallet credentials and agent identity become 4 Real.
The platform

One engine. Two growth curves.

4 REAL · THE TRUST ARCHITECTURE SELF-SOVEREIGN IDENTITY · VERIFIABLE CREDENTIALS · DELEGATION · KYA · OPEN STANDARDS 01 · AI ON THE WEB DIGITAL AGENTS Agentic Money · Agentic Commerce Neo-Banks · Brokers · Payments · Marketplaces 02 · AI IN A PHYSICAL BODY EMBODIED AI When a mistake is physical, not financial Robots · Drones · Fleets · Industrial IoT

Two shapes AI can take. One identity architecture underneath both — and a working prototype for each.

Where this goes

Each step pays for the next.

Solve delegation 01 PROTOTYPE — LIVE TODAY Sign the first neo bank or BaaS 02 PROTOTYPE — LIVE TODAY Embodied AI 03 DESIGNED 2035 IDENTITY FOR EMBODIED AI our ambition

Real freedom for AI begins the moment we stop treating it as a tool — and start treating agents as humans.

Solution 01 · Agentic Money

Money that only moves on a signature

The problem

Agents are about to move money on borrowed keys. In finance that is radioactive.

What we do

Every transaction inside a human-signed, capped, instantly revocable grant. Legally non-repudiable by default.

Why it scales

No central store of banking credentials. Every grant carries its own cap and its own kill switch.

$370B

Additional annual retail-bank profit from AI by 2030 · BCG
LIVE PROTOTYPE A reference bank on a real paper-trading account — seven permissions, per-transaction caps, a sub-agent paying salaries, revocation mid-task.
The upsideWe price at Europe’s regulated interchange ceiling — 0.2% on debit, 0.3% on credit1 — At Juniper’s $1.5T of global agentic commerce transaction value in 2030, 0.3% is a $4.5B fee pool.

1 — Interchange caps, Regulation (EU) 2015/751 · eur-lex.europa.eu/eli/reg/2015/751

Business model · The stack

Predictable base, high-margin upside

01 · Subscription

Annual contracts on a tiered ladder — Each tier comes with included tokens volumes.PREDICTABLE RECURRING BASE

02 · Modules

Identity vault, 24×7 hardened SLA, multi-signature grants, compliance evidence.HIGH ATTACH · ARR UPLIFT

Future

Transaction fee

A slice of every payment brokered through 4 Real — commerce and fintech.ONCE A FINANCIAL INSTITUTION SIGNS

THE GROWTH FLYWHEEL LAND Base subscription UPSELL Premium modules SCALE Transaction volume
The ask

Join us in making AI a first-class participant in the human world

€1.5–2M

PRE-SEED · 12-18 MONTHS PLAN

01 · Design partners

Three design, across fintech, Cybersecurity and Robotics.

02 · Enterprise Beta

Cloud agnostic, multi-region, HSM backed

03 · 6-8 People Team

World class specialist in the respective fields and core culture of hardcore innovation

04 · 100K+ delegations

Processed in production. Ready for SEED volumes

Use of funds ~65% engineering + 10% contingency  ·  ~20% design-partners, sales, GTM · ~5% Other(Ops, Accounting, legal)
Let's talk

hello@4real.id

4real.id/investors/

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